How Excessive Care collects, uses, and protects your personal information.
Last Updated: July 22, 2026 | Effective Date: July 22, 2026
Excessive Care ("we," "our," or "us"), managed by NextGen Technologies, collects information you provide directly to us when you submit a quote request or contact us through this website.
We use the information we collect for the following purposes:
We may share your personal information with the following categories of recipients:
When you submit a quote request, your contact information and coverage preferences may be shared with our network of licensed insurance agents and marketing partners who may contact you regarding health, supplemental, or indemnity insurance products.
We share information with third-party vendors who assist us in operating our website and services, including hosting providers, analytics services, and communication platforms. These parties are contractually obligated to protect your information.
We may disclose your information when required by law, court order, or governmental authority, or when we believe disclosure is necessary to protect our rights or the safety of others.
We do not sell your personal information to third parties for their own independent marketing purposes.
By submitting a quote request on this website, you expressly consent, under the Telephone Consumer Protection Act (TCPA), to be contacted by Excessive Care and its marketing partners using:
This consent applies even if your phone number is registered on a state or federal Do Not Call (DNC) registry. Your consent is not a condition of purchase.
You may opt out of communications at any time by:
We retain your personal information for as long as necessary to fulfill the purposes described in this policy, comply with legal obligations, resolve disputes, and enforce our agreements. Consent records are retained for a minimum of five (5) years as required by TCPA regulations. You may request deletion of your data subject to applicable legal requirements.
Depending on your jurisdiction, you may have the following rights regarding your personal information:
To exercise any of these rights, contact us at privacy@excessivecare.com.
We use cookies and similar tracking technologies to operate our website and improve your experience. Types of cookies we use:
You may disable cookies in your browser settings; however, some features of this website may not function properly without them.
We implement industry-standard technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include encrypted database storage, HTTPS transmission, and access controls. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
This website is not directed to individuals under the age of 18. We do not knowingly collect personal information from children under 18. If you believe we have inadvertently collected information from a minor, please contact us immediately at privacy@excessivecare.com and we will promptly delete it.
California residents have additional rights under the California Consumer Privacy Act, including the right to know what personal information is collected, the right to delete personal information, and the right to opt out of the sale of personal information. We do not sell personal information as defined under the CCPA. To submit a California privacy request, contact us at privacy@excessivecare.com.
Residents of Virginia, Colorado, Connecticut, and other states with comprehensive privacy laws may have similar rights. Please contact us to exercise your rights under applicable state law.
If you have questions about this Privacy Policy or our data practices, please contact us:
We will respond to all privacy-related inquiries within thirty (30) days.